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Consumer Protection & Fraud Enforcement

Consumer Protection & Commercial Fraud Directory

Verified federal and state filing procedures for consumer rights violations, deceptive commercial practices, financial disputes, unlawful debt collection, and commercial fraud.

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Official Federal Fraud Response Network

Download Free Legal Dispute Letters →

FTC Fraud Division
1-877-382-4357
Mon-Fri 9am-5pm ET
Official Portal →
FBI IC3 Cyber Crime
1-855-835-5324
24/7 Portal
Official Portal →
CFPB Consumer Finance
1-855-411-2372
Mon-Fri 8am-8pm ET
Official Portal →

Official Quick Protocol

Report fraud and imposter scams to the FTC at reportfraud.ftc.gov (1-877-382-4357) or FBI Internet Crime Complaint Center (IC3) at ic3.gov for wire/cyber fraud. Both agencies accept anonymous tips.

Jurisdictional Agency Routing Matrix

Identify whether your issue falls under federal authority, state regulatory commissions, or local oversight:

Violation or Dispute TypeEnforcement AgencyJurisdiction LevelDirect Filing PortalVerified Hotline
General Consumer Fraud & ImpostersFederal Trade Commission (FTC)Federal OversightOfficial Portal →1-877-382-4357
Online Wire, Crypto & Ransomware ScamsFBI Internet Crime Complaint Center (IC3)Criminal InvestigationOfficial Portal →Online Filing
Banking, Mortgage & Credit Bureau FraudConsumer Financial Protection Bureau (CFPB)Financial RegulationOfficial Portal →1-855-411-2372
Local Contractors & In-State Deceptive TradeState Attorney General Consumer DivisionState AuthorityOfficial Portal →50 State Portals

Step-by-Step Action Guides in This Category

Comprehensive filing checklists, statutory deadline explanations, and evidence preservation guidelines:

Verified Guide
5 min read

Scam overview

Official agency complaint filing protocols, required evidentiary documents, and statutory notice deadlines.

🏛️ Verified Routing
⚖️ Statutory Limits
Read Full Guide →
Verified Guide
5 min read

Consumer fraud

Official agency complaint filing protocols, required evidentiary documents, and statutory notice deadlines.

🏛️ Verified Routing
⚖️ Statutory Limits
Read Full Guide →
Verified Guide
5 min read

Identity theft

Official agency complaint filing protocols, required evidentiary documents, and statutory notice deadlines.

🏛️ Verified Routing
⚖️ Statutory Limits
Read Full Guide →
Verified Guide
5 min read

Scam websites

Official agency complaint filing protocols, required evidentiary documents, and statutory notice deadlines.

🏛️ Verified Routing
⚖️ Statutory Limits
Read Full Guide →
Verified Guide
5 min read

Report by state

Official agency complaint filing protocols, required evidentiary documents, and statutory notice deadlines.

🏛️ Verified Routing
⚖️ Statutory Limits
Read Full Guide →
Verified Guide
5 min read

How to Report Tax Fraud

Official agency complaint filing protocols, required evidentiary documents, and statutory notice deadlines.

🏛️ Verified Routing
⚖️ Statutory Limits
Read Full Guide →

50-State Network

Need State-Specific Agency Contacts?

Consumer protection divisions and labor commissioners vary by state jurisdiction. Access our interactive 50-state regulatory directory.

Browse 50-State Directory →

Citizen Toolkits

1-Click Formal Dispute Notice Letters

Send formal legal notice before statutory deadlines expire. Copy or print pre-formatted dispute letters ready for USPS Certified Mail.

Access Dispute Letters →

Frequently Asked Questions • Fraud & Scams Reporting Directory

What is the fastest way to report fraud in the US?
The fastest way is online at reportfraud.ftc.gov — it takes under 5 minutes and is available 24/7. For urgent financial fraud, also call your bank immediately to freeze accounts.
Can I report fraud anonymously?
Yes. The FTC, FBI IC3, and IRS all accept anonymous reports. You do not need to provide your name or contact information when filing online.
What information do I need to report fraud?
Gather: the scammer’s phone number or email, dates of contact, what was said or sent, any money transferred, and screenshots or emails as evidence. The more detail you provide, the more useful your report.
What happens after I report fraud to the FTC?
The FTC adds your report to a national database used by over 3,000 law enforcement agencies. You will receive a confirmation and tips on next steps. Individual follow-up is not guaranteed but your report contributes to investigations.
How long does fraud investigation take?
Simple cases can resolve in weeks; complex fraud investigations involving multiple victims can take 1–3 years. Filing promptly improves the odds of action.