Report it the right way.
Complete the 3-step guided reporting tool below to identify your recommended regulatory agency, potential filing deadlines, evidence checklist, and customizable dispute-letter template.
Guided Reporting Tool
Direct agency routing, filing windows & evidence forensics across all jurisdictions
Unauthorized Bank Debits & Zelle / Wire Transfers
- Monthly periodic bank statements highlighting unauthorized debits and transaction IDs
- Evidence that you retained physical custody of the card, distinguishing credential compromise from loss or theft
- Mobile login audit trails, unrecognized device alerts, and two-factor SMS screenshots
- Police incident report or FTC Identity Theft Report establishing third-party fraud
Already know what you’re looking for? Search our 70+ citizen reporting guides:
Browse by Reporting Category
Select your issue category to access official government portals, potential filing deadlines, and customizable dispute-letter templates.
Banking & Financial Fraud
CFPB Regulation E, unauthorized debits, identity theft, credit bureau disputes, and IRS tax fraud.
Workplace & Wages
EEOC harassment, OSHA safety violations, DOL unpaid overtime, and retaliatory firing.
Consumer Rights
CFPB banking complaints, contractor disputes, billing errors, and state AG mediation.
Housing & Landlord
Municipal code enforcement, toxic mold, security deposit withholding, and HUD discrimination.
Government & Public
City council, county administration, OIG oversight, public benefits, and DMV complaints.
Health & Safety
Hospital patient advocacy, HIPAA violations, nursing home neglect, and FDA food contamination.
Environmental Violations
Illegal dumping, chemical spills, water contamination, clean air violations, and EPA hotlines.
50-State Directory
Direct contact portals for state Attorneys General, labor boards, and consumer agencies.
Featured & Recently Updated Reporting Guides
Step-by-step action guides featuring official regulatory portals, customizable dispute letters, and potential filing deadlines.
How to Report Illegal Eviction and Landlord Lockouts: Tenant Rights Guide
Report an illegal eviction or landlord lockout. Learn emergency police standby rules, how to file for a writ of re-entry, and sue for treble damages.
How to Report a Landlord Housing Violation: File a Complaint & Protect Rights
Report a landlord housing violation. Schedule 311 code enforcement inspections, file a HUD complaint, send repair demands, and use rent escrow remedies.
How to Report Landlord Security Deposit Theft: Bad Faith Withholding & Small Claims
Report landlord security deposit theft to state AG consumer units and small claims court. Learn statutory deadlines, bad faith penalties, and demand letters.
How to Report an Employer for Unpaid Overtime: File a Wage Claim with DOL
Report an employer for unpaid overtime and wage theft. Learn how to file a wage claim with the Department of Labor and recover 100% liquidated back pay.
How to Report Independent Contractor Misclassification & 1099 Wage Fraud
Report independent contractor misclassification to the DOL and IRS. Learn how employers misclassify workers, recover overtime, and fix FICA tax liabilities.
How to Report a Bad Contractor: File a Complaint & Bond Recovery Guide
Report a bad contractor and file a complaint with CSLB or your state licensing board. Start the complaint process, claim surety bonds, and recover damages.
How to File an Effective Regulatory Complaint
Follow this 3-stage protocol to improve the likelihood that the appropriate agency can review your complaint rather than administratively dismiss it.
Determine Regulatory Jurisdiction
Identify whether your issue falls under federal authority (FTC, CFPB, EEOC, OSHA) or your state Attorney General & municipal agencies.
Assemble Evidentiary Forensics
Collect organized, dated documentation: itemized financial ledgers, email headers, dated correspondence, tracking numbers, and contract agreements.
Transmit Formal Notice & File
Submit through official .gov portals or send customizable dispute letters via a trackable delivery method before deadlines lapse.
Pre-Filing Checklists & Dispute Letters
Review applicable requirements before filing. Access structured evidence checklists or customize dispute-letter and notice templates directly for your records.
Financial Dispute Evidence Checklist
Bank affidavit checklists, electronic debit audit logs, and forensic screenshot records for CFPB/FTC.
Download PDF ↓Workplace Violation Evidence Dossier
Shift log templates, OSHA hazard logs, and EEOC discrimination timestamp trackers.
Download PDF ↓Customizable Dispute Letter Generator
Copy or customize dispute-letter and notice templates formatted for certified mail or trackable delivery.
Access Dispute Letters →