Report it the right way.
Complete the 3-step guided reporting tool below to identify your recommended regulatory agency, potential filing deadlines, evidence checklist, and customizable dispute-letter template.
Guided Reporting Tool
Direct agency routing, filing windows & evidence forensics across all jurisdictions
Unauthorized Bank Debits & Zelle / Wire Transfers
- Monthly periodic bank statements highlighting unauthorized debits and transaction IDs
- Evidence that you retained physical custody of the card, distinguishing credential compromise from loss or theft
- Mobile login audit trails, unrecognized device alerts, and two-factor SMS screenshots
- Police incident report or FTC Identity Theft Report establishing third-party fraud
Already know what you’re looking for? Search our 70+ citizen reporting guides:
Browse by Reporting Category
Select your issue category to access official government portals, potential filing deadlines, and customizable dispute-letter templates.
Banking & Financial Fraud
CFPB Regulation E, unauthorized debits, identity theft, credit bureau disputes, and IRS tax fraud.
Workplace & Wages
EEOC harassment, OSHA safety violations, DOL unpaid overtime, and retaliatory firing.
Consumer Rights
CFPB banking complaints, contractor disputes, billing errors, and state AG mediation.
Housing & Landlord
Municipal code enforcement, toxic mold, security deposit withholding, and HUD discrimination.
Government & Public
City council, county administration, OIG oversight, public benefits, and DMV complaints.
Health & Safety
Hospital patient advocacy, HIPAA violations, nursing home neglect, and FDA food contamination.
Environmental Violations
Illegal dumping, chemical spills, water contamination, clean air violations, and EPA hotlines.
50-State Directory
Direct contact portals for state Attorneys General, labor boards, and consumer agencies.
Featured & Recently Updated Reporting Guides
Step-by-step action guides featuring official regulatory portals, customizable dispute letters, and potential filing deadlines.
How to Report Illegal Non-Compete Agreements & Worker Mobility Coercion
Report unlawful non-compete agreements, void restrictive covenants, and worker mobility coercion to the FTC and your State Attorney General.
How to Report Unlawful Civil Asset Forfeiture & Highway Seizure Without Charges
Report unlawful civil asset forfeiture, highway currency seizures without charges, and file CAFRA verified claims to recover seized property.
How to Report Predatory Solar PACE Financing Liens & Property Tax Assessment Fraud
Report predatory solar PACE financing liens, deceptive tax bill assessments, and contractor elder exploitation to the CFPB and State AG.
How to Report Agricultural Pesticide Drift & Off-Target Aerial Spray Contamination
Report agricultural pesticide drift, toxic aerial crop dusting, and chemical overspray damage to the State Department of Agriculture and EPA.
How to Report Bank Unauthorized Debit Refusals & EFTA Regulation E Violations
Report bank unauthorized debit disputes, debit card fraud refusals, and EFTA Regulation E investigation violations to the CFPB and OCC.
How to Report Hospice Care Fraud & Unauthorized Terminal Diagnosis Enrollment
Report fraudulent hospice enrollment, forged terminal diagnoses, Medicare hospice billing schemes, and patient abandonment to HHS-OIG and CMS.
How to File an Effective Regulatory Complaint
Follow this 3-stage protocol to improve the likelihood that the appropriate agency can review your complaint rather than administratively dismiss it.
Determine Regulatory Jurisdiction
Identify whether your issue falls under federal authority (FTC, CFPB, EEOC, OSHA) or your state Attorney General & municipal agencies.
Assemble Evidentiary Forensics
Collect organized, dated documentation: itemized financial ledgers, email headers, dated correspondence, tracking numbers, and contract agreements.
Transmit Formal Notice & File
Submit through official .gov portals or send customizable dispute letters via a trackable delivery method before deadlines lapse.
Pre-Filing Checklists & Dispute Letters
Review applicable requirements before filing. Access structured evidence checklists or customize dispute-letter and notice templates directly for your records.
Financial Dispute Evidence Checklist
Bank affidavit checklists, electronic debit audit logs, and forensic screenshot records for CFPB/FTC.
Download PDF ↓Workplace Violation Evidence Dossier
Shift log templates, OSHA hazard logs, and EEOC discrimination timestamp trackers.
Download PDF ↓Customizable Dispute Letter Generator
Copy or customize dispute-letter and notice templates formatted for certified mail or trackable delivery.
Access Dispute Letters →