Report it the right way.
Complete the 3-step guided reporting tool below to identify your recommended regulatory agency, potential filing deadlines, evidence checklist, and customizable dispute-letter template.
Guided Reporting Tool
Direct agency routing, filing windows & evidence forensics across all jurisdictions
Unauthorized Bank Debits & Zelle / Wire Transfers
- Monthly periodic bank statements highlighting unauthorized debits and transaction IDs
- Evidence that you retained physical custody of the card, distinguishing credential compromise from loss or theft
- Mobile login audit trails, unrecognized device alerts, and two-factor SMS screenshots
- Police incident report or FTC Identity Theft Report establishing third-party fraud
Already know what you’re looking for? Search our 70+ citizen reporting guides:
Browse by Reporting Category
Select your issue category to access official government portals, potential filing deadlines, and customizable dispute-letter templates.
Banking & Financial Fraud
CFPB Regulation E, unauthorized debits, identity theft, credit bureau disputes, and IRS tax fraud.
Workplace & Wages
EEOC harassment, OSHA safety violations, DOL unpaid overtime, and retaliatory firing.
Consumer Rights
CFPB banking complaints, contractor disputes, billing errors, and state AG mediation.
Housing & Landlord
Municipal code enforcement, toxic mold, security deposit withholding, and HUD discrimination.
Government & Public
City council, county administration, OIG oversight, public benefits, and DMV complaints.
Health & Safety
Hospital patient advocacy, HIPAA violations, nursing home neglect, and FDA food contamination.
Environmental Violations
Illegal dumping, chemical spills, water contamination, clean air violations, and EPA hotlines.
50-State Directory
Direct contact portals for state Attorneys General, labor boards, and consumer agencies.
Featured & Recently Updated Reporting Guides
Step-by-step action guides featuring official regulatory portals, customizable dispute letters, and potential filing deadlines.
How to Report Someone to the IRS: Step-by-Step Tax Fraud Guide
Report tax fraud, tax evasion, and businesses paying under the table to the IRS using Form 3949-A and the Whistleblower Program.
How to Report an Email as Spam: Step-by-Step Guide for Gmail, Outlook & Yahoo
Report an email as spam in Gmail, Outlook, and Yahoo. Forward phishing attacks to APWG and CISA to block malicious cybercrime campaigns.
How to Report an Undelivered Amazon Package: Refund & Replacement Guide
Report an undelivered Amazon package. File A-to-z Guarantee claims, request carrier investigations, and secure refunds under the 48-hour rule.
How to Report to the Better Business Bureau: BBB Complaint Guide
File an effective complaint with the BBB, escalate unresolved disputes to the Attorney General, and force businesses to respond.
How to Report EBT Card Lost: Replacement & Stolen Benefits Guide
Report a lost or stolen EBT card immediately. Freeze your balance, order an emergency replacement card, and claim stolen SNAP benefits.
How to Report Employer Paying Under the Table: Tax & Wage Fraud Guide
Learn how to report an employer paying under the table. File IRS Form 3949-A, report cash payroll fraud to the DOL, and protect your earned wages and benefits.
How to File an Effective Regulatory Complaint
Follow this 3-stage protocol to improve the likelihood that the appropriate agency can review your complaint rather than administratively dismiss it.
Determine Regulatory Jurisdiction
Identify whether your issue falls under federal authority (FTC, CFPB, EEOC, OSHA) or your state Attorney General & municipal agencies.
Assemble Evidentiary Forensics
Collect organized, dated documentation: itemized financial ledgers, email headers, dated correspondence, tracking numbers, and contract agreements.
Transmit Formal Notice & File
Submit through official .gov portals or send customizable dispute letters via a trackable delivery method before deadlines lapse.
Pre-Filing Checklists & Dispute Letters
Review applicable requirements before filing. Access structured evidence checklists or customize dispute-letter and notice templates directly for your records.
Financial Dispute Evidence Checklist
Bank affidavit checklists, electronic debit audit logs, and forensic screenshot records for CFPB/FTC.
Download PDF ↓Workplace Violation Evidence Dossier
Shift log templates, OSHA hazard logs, and EEOC discrimination timestamp trackers.
Download PDF ↓Customizable Dispute Letter Generator
Copy or customize dispute-letter and notice templates formatted for certified mail or trackable delivery.
Access Dispute Letters →