How to Report a Government Grant Scam: Stop Fake Free Money Offers
Last reviewed: June 1, 2026·
Written by James Carter, Consumer Rights Researcher
·
Reviewed by HowToReport Editorial Desk·Independent resource — not a government site
Quick answer
Report fake government grant scams to the FTC at ReportFraud.ftc.gov and Grants.gov. The government never calls to offer free grant money — legitimate grants require an application and never charge fees.
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“text”: “Report to Grants.gov. If the scammer impersonated Grants.gov or a specific federal grant program, report directly at grants.gov/learn-grants/grant-fraud. Grants.gov actively tracks and publicizes these scams.”
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Quick answer: Report a fake government grant scam to the FTC at ReportFraud.ftc.gov and to Grants.gov’s fraud reporting page. The U.S. government never contacts individuals by phone, text, or social media to offer unsolicited grants. Legitimate federal grants require a formal application through Grants.gov and never charge a fee. If you paid, contact your bank immediately.
Government grant scams are among the most persistent consumer frauds. Scammers call, text, or message on social media claiming you’ve been selected for a government grant — often thousands of dollars — but must pay a small “processing fee,” “taxes,” or “insurance” to receive it. The money never arrives. The FTC receives tens of thousands of these complaints annually. Reporting stops these operations and can help others avoid the same trap.
How Grant Scams Work
The most common version: a caller claims to be from a government agency (the “Federal Grants Administration,” “U.S. Treasury,” or similar) and says you’ve been approved for a grant because you pay taxes or are a “good citizen.” To receive it, you must pay a small fee via gift card, wire transfer, or cryptocurrency. Once paid, they demand additional fees for “taxes” or “insurance” — this continues until the victim stops paying. Social media versions use fake government-looking profiles. Text versions claim you need to click a link to “claim” your grant. All versions share one trait: a request for upfront payment, which a real government grant never requires.
Where to Report a Grant Scam
📄 Download Free Reporting Checklist
Get our step-by-step checklist as a quick reference guide
Search “[your state] attorney general consumer complaint”
Social media scam account
The platform + FTC
Use “report” button on platform; file with FTC
How to Report a Government Grant Scam Step by Step
Do not pay anything. No legitimate government grant ever requires an upfront fee, processing charge, or tax payment. The moment a “grant” requires payment to receive it, it’s a scam — hang up or stop responding.
Contact your bank if you paid. Call immediately to stop payment or initiate a wire recall. For gift cards, call the card issuer’s fraud line — some can freeze unused balances. The faster you call, the better the chance of recovery.
Gather documentation. Save call logs, text messages, social media messages, any account or confirmation numbers the scammer provided, and any payment records (gift card numbers, wire receipts).
Report to the FTC. File at ReportFraud.ftc.gov with the caller’s number or contact info, the agency they claimed to represent, the amount paid, and how you paid. The FTC is the primary agency pursuing grant scam operators.
Report to Grants.gov. If the scammer impersonated Grants.gov or a specific federal grant program, report directly at grants.gov/learn-grants/grant-fraud. Grants.gov actively tracks and publicizes these scams.
File with the FBI’s IC3. For wire fraud or significant losses, file at IC3.gov. IC3 coordinates with financial institutions on recovery and tracks patterns in advance-fee fraud.
Report to your state AG. State attorneys general can pursue scammers targeting residents of their state and have obtained refunds for victims in some cases.
Report social media accounts. If the scam came via Facebook, Instagram, or another platform, use the platform’s report button to flag the account. This helps get it removed before more victims are targeted.
The #1 Rule: Real Grants Never Charge Fees
No unsolicited calls: The U.S. government does not call, text, or message individuals on social media to offer surprise grants. Legitimate grants require you to apply.
No upfront fees: No legitimate government grant charges a processing fee, tax payment, or insurance fee to release funds. Any request for payment before receiving grant money is fraud.
Find real grants: All legitimate federal grant opportunities are listed at Grants.gov. Individual consumers rarely qualify for federal grants — most go to organizations, researchers, and governments.
Penalties for Grant Fraud
Wire fraud: Up to 20 years federal imprisonment per count (18 U.S.C. § 1343). Grant scams involving phone or internet constitute wire fraud.
Mail fraud: Up to 20 years if mail is used (18 U.S.C. § 1341).
FTC enforcement: Civil penalties and injunctions — the FTC has shut down multiple large-scale grant scam operations and obtained consumer refunds.
Frequently Asked Questions
Is someone calling about a government grant a scam?
Almost certainly, yes. The U.S. government never calls individuals to offer unsolicited grants. If you receive such a call, hang up and report the number to the FTC at ReportFraud.ftc.gov.
Where do I report a fake government grant scam?
File with the FTC at ReportFraud.ftc.gov (primary), Grants.gov at grants.gov/grant-fraud if a specific program was impersonated, FBI IC3 at IC3.gov if you sent money, and your state attorney general.
Can I get my money back after paying a grant scammer?
Possibly if you act fast. Call your bank immediately for wire recalls. Report gift card payments to the issuer. File with IC3 — the FBI’s Financial Fraud Kill Chain has recovered funds in some cases. FTC enforcement actions have also produced refunds for victims.
How do I find real government grants?
All legitimate federal grant opportunities are listed at Grants.gov. Most federal grants go to organizations, nonprofits, state governments, and researchers — not individual consumers. Be very skeptical of any individual consumer “grant” offer.
What if the scammer knew personal information about me?
Scammers often purchase data lists or use social media to appear credible. Knowing your name, city, or even partial financial details doesn’t make them legitimate. If you shared sensitive financial or Social Security information, place a fraud alert at the three credit bureaus and consider a credit freeze.
What are common fake agency names used in grant scams?
Common fake names include “Federal Grants Administration,” “U.S. Treasury Grant Division,” “Department of Grant Services,” “National Consumer Relief Fund,” and variations. None of these agencies exist. Verify any claimed agency at USA.gov before providing any information.